Ways to Buy
Payment types accepted
Bank Transfer, Cash, Visa Debit, Mastercard Debit, Visa Credit, Mastercard Credit.
| TYPE OF ORDER OR GOODS | % DEPOSIT | % BALANCE |
| Full kitchen or bedroom order. | 50% | 50% |
| Part kitchen order containing 5 or more cabinets | 50% | 50% |
| Items added to an order after delivery | 100% | N/A |
| Replacement doors or worktops | 100% | N/A |
| Any other item or order | 100% | N/A |
Balances must be settled either on collection, or 24 hours before delivery.
Finance options
12 months Interest free credit.
| Representative example | |||||
| Term | 12 months | 12 monthly payments | £265.79 | Cah price | £6378.96 |
| Cash deposit | £3189.48 | Amount of credit | £3189.48 | Cost of credit | £0.00 |
| Total amount repayable | £6378.96 | APR representative fixed | 0% | Annual rate of interest | 0% |
12 months interest free credit information
- Only available with a 50% Deposit
- Unregulated credit
- Subject to age, status and minimum spend
6 Months buy now pay later
| Finance example | |||||
| Term | 126 months | 120 monthly payments | £77.19 | Cah price | £6378.96 |
| Cash deposit | £637.90 | Amount of credit | £5741.06 | Cost of credit | £3521.74 |
| Total amount repayable | £9900.70 | APR representative fixed | 9.9% | Annual rate of interest | 5.84% |
Buy now pay later information
• Buy now pay later with 6 months non-payment period.
• Spread the cost with buy now pay later finance available online and in-store.
• The buy now pay later finance option allows you to spread the cost of your purchase over a total term
of 126 months which includes a 6 month non-payment period.
• If you choose to exercise the option to settle the amount of credit in full before the end of the non-
payment period you will not pay any interest but will pay an early settlement fee of £29
• If you choose not to settle in full by the end of the non-payment period, the amount of credit
remaining will be spread across the remaining term of 120 months with interest charged at a
representative APR of 9.9%.
• You will pay interest on the amount of credit that remains unpaid and interest will be charged from
the date we told you the agreement was live.
• Only available to UK residents over 18, subject to terms and conditions, minimum spend applies.
Other finance options are available, see in store for details.
Sheffield Kitchen Outlet Ltd t/a SKO Kitchen & Bedroom is authorised and regulated by the Financial Conduct Authority and is the broker and not the lender. Our FCA registration number is 995765.#
Sheffield Kitchen Outlet Ltd t/a SKO Kitchen & Bedroom offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Credit is provided subject to affordability, age and status. Minimum spend applies. Not all products offered by Secure Trust Bank PLC are regulated by the Financial Conduct Authority. We do not receive any commission for introducing customers to a finance provider. You may be able to obtain finance for your purchase from other lenders, and you are encouraged to seek alternative quotations. If you would like to know how we handle complaints, please ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at financial-ombudsman.org.uk. Finance subject to status, terms and conditions apply. For the full itemised breakdown of the kitchen used in this representative example please see the breakdown on our website. Sheffield Kitchen Outlet Ltd t/a SKO Kitchen & Bedroom is registered in England and Wales No 06972595. Registered office: 85 Doncaster Road, Wath-Upon-Dearne, Rotherham, South Yorkshire, S63 7DN.